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Discussion Starter · #1 ·
Well this moring as I was getting ready to leave for work I noticed my passenger door window busted. They pretty much trashed my center console trying to get out the cd player, which they took. They also got my amp and my shoes I wear to the gym. They had to be at least two of them if they were on foot considering how much they were carrying. I believe they were on foot because I found the rest of my center console that was attached to the cd player up the stree a bit. They also got my checkbook which I keep in the glove box in case of emergencies. I also had an old wallet in the glove box but all it had in it was some business cards so they left that on my passenger seat.
 

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Sounds like you were just a victim of a random theft. These guys probably weren't rex specific thieves otherwise you'd be rexless right now. Sorry about your losses. Coulda been worse tho ya know?
 

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That sucks man...I bet you feel pretty violated right now. I'm glad you're car is still there though.

Time to get an alarm. I recommend a two-way paging system, such as compustar. Put the remote on your nightstand at night. That way if someone messes with your car, your remote will wake you up.
 

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Bummer dude.

How did they take your amp... cut the wires or unhook everything?
 

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Discussion Starter · #7 ·
brx017 said:
Bummer dude.

How did they take your amp... cut the wires or unhook everything?
I don't think they had the tools on them to cut the wires. Even my radio harness is still intact. The only wires broken is my power and ground to the head unit. Luckily they didn't damage my RCA connections because they cost a pretty penny.

The insurance adjuster was just over and she is wanting to salvage my car, Claiming the damage is equal to or greater then 75% of the vehicle value which she lists at $2000. I guess it doesn't matter that I have nearly a $1000 in the trans alone.
 

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thats sad.

I had mine broken into last year. It sucked so much, so I feel your pain.
 

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joshman said:
The insurance adjuster was just over and she is wanting to salvage my car, Claiming the damage is equal to or greater then 75% of the vehicle value which she lists at $2000. I guess it doesn't matter that I have nearly a $1000 in the trans alone.
So...basically, they want to take your car away? Are they insane? It's not like your perfectly good car is severely damaged. The stereo equipment just needs replacing. And that is why you pay insurance premiums...to protect yourself against financial burden under unforeseen circumstances. No doubt that they will get more than $1500 if they sell your car to someone else. They need to come back to the table with a realistic proposal.
 

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stickershop said:
So...basically, they want to take your car away? Are they insane? It's not like your perfectly good car is severely damaged. The stereo equipment just needs replacing. And that is why you pay insurance premiums...to protect yourself against financial burden under unforeseen circumstances. No doubt that they will get more than $1500 if they sell your car to someone else. They need to come back to the table with a realistic proposal.
It doesn't matter. I can't see the damage being that much, but even if it was, if they total it they cut you a check for what they consider the full value of the car (in this case, 2 grand) and then you can buy the car back for the salvage value of it (usually a couple hundred bucks). So it really makes no difference whether you get a check for the damage, or they total it and you buy it back. The only real problem might be that the total/buyback option might leave you with a salvage title, which can suck if you want to sell the car at some point.
 

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I really hate thieves. You can't have anything nice these days, seriously. My Prelude gets broken into in my own secured parking structure for a radio and tools I had in back-sorry, thieves, no sub box or amp. Over $900 in damage to the door lock they couldn't open, so they broke the window. Still waiting to hear as to what the insuarance will do for the stereo. Oh, did I mention that we have surveillance cameras in the underground parking.
Here's the kicker, when they were installed, they recoreded on a hard drive that wasn't set to loop or rerecord over old material.
Noel
 

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joshman said:
Luckily they didn't damage my RCA connections because they cost a pretty penny.
Thats what I was getting at... having to re-run new wires would suck.

The insurance adjuster was just over and she is wanting to salvage my car, Claiming the damage is equal to or greater then 75% of the vehicle value which she lists at $2000. I guess it doesn't matter that I have nearly a $1000 in the trans alone.
Uh-Oh... welcome to my world. I was hit by an old man (his fault) nearly two months ago. Over $2000 in damages...value of the car: $1700. The sucky part for me is, just before he was gonna cut me a check for $1700 (and let me keep the car), he finds out it has a "salvage rebuilt" title...so they say my car is worth NOTHING... but out of the goodness of their heart they're gonna give me $300. The most I could haggle out of them is $600. So now I have a lawyer and a chiropractor on my side, and hopefully I can get a fair settlement out of the deal.

Dont just bend over and take it. If you're not happy dont be scared to say "if we cant come to an agreement, I have no choice but to get my lawyer involved." If you think you need a lawyer, dont wait too long before you get one... that is one thing that is gonna hurt my case.

You dont have to settle with them until you are satisfied. Dont let them total it out over this...then even if you get to keep or buy-back your X, it'll have a salvage title on it. Then you'll be exactly where I'm at if God forbid something else would happen to it.

If nothing else, ask what the highest amount is that you can get from them without reaching the "total loss" point, and take that. It would be worth it to get your CRX back on the road with a fixed window, clean title and no radio... instead of getting your system back and putting it in your "now worthless" CRX

Good luck, and let me know if I can help you out or anything.

Brx
 

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Discussion Starter · #13 ·
Good news: They are not going to Salvage my Car.
Bad news: They are not going to pay for any of my repairs or stolen items.

So basically I am out about a grand. Funny thing is I was going to buy a new amp and Cd Player in March. I think this time I am going to mount the amp under my passenger seat if I can find one small enough to fit.

And a new Clifford Alarm is going in this Weekend. I purchased the one with the Responder.
 

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joshman said:
Good news: They are not going to Salvage my Car.
Bad news: They are not going to pay for any of my repairs or stolen items.
Good that they aren't going to salvage the car. But it's definitely bad that they aren't honouring the insurance policy that you have been paying for. I'm guessing they realize that it isn't worth your while to get lawyered up over $1000, so they're just going to screw you.
 

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stickershop said:
Good that they aren't going to salvage the car. But it's definitely bad that they aren't honouring the insurance policy that you have been paying for. I'm guessing they realize that it isn't worth your while to get lawyered up over $1000, so they're just going to screw you.
That's exactly what happened to a buddy of mine. They refused to honor the policy citing suspicion of possible criminal activity by the owner that links to the car being stolen. (because his Accord was stolen 6mo earlier). One had nothing to do with the other and the insurance company sold him a legally binding policy for a high risk CRX in a high risk neighborhood. If there was any kind of criminal activity (fraud) going on, why weren't the policed more involved? Well, that was cuz they couldn't prove jack and didn't have jack to base any kind of case off of.

I got emotionally involved cuz this pissed me off to the high heavens and took him to a lawyer. Turns out, hiring the lawyer would likely exceed the value of the car. ($2500) So my buddy just left it alone. I personally would've fought for that 2500 plus lawyer fees. Why should anyone have to hire a lawyer to make an insurance company honor a policy bought with good money? That crap aint right!
 

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WHY wouldn't they pay to replace your stuff? Do you have full coverage? When my car got broken into my insurance (full coverage) paid to replace my broken window, and paid to replace all my stolen stereo stuff (head unit, sub, amp, sub box). The only thing that wasn't covered was my tools that were stolen, because while my policy covers stereo equipment as part of the vehicle, it does not cover personal property that is stolen out of my vehicle.

It depends on how your policy is worded, but I would think any decent coverage would at least cover the damage to your vehicle (if nothing else, as vandalism). Read up on your policy very carefully and fight for what you deserve to get, and don't accept a settlement that you aren't happy with. If your policy SHOULD cover it, fight for it!
 

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Discussion Starter · #17 ·
I changed my Policy to full coverage when I took my car out of storage this past fall. I asked to have the collision deductable set to $1000. I didn't even think about having the comprehensive set lower. Well that has now changed. I called the same day that they told me they wouldn't pay for any damage or stolen property. I had it changed to $100, only raised my rates $8 a month. Figures....
 
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