I went and test drove a new Civic Si today. After driving it I was convinced I NEEDED to have it. I filled out a loan application and the dealer buttered me up good and made me feel like I was gonna have an affordable payment of only 375 a month. Being that I am only 20 and am on a Military budget that seemed like a lot but not unreasonable considering that it is a 20k dollar car. They printed me out the paperwork and stuff and when I looked at it I noticed that the interest rate was around 11 % and that at the end of 6 years I was gonna be paying around 30k dollars for the car. I knew going into it that I would be paying a bit for interest but that to me seemed like I was getting screwed over so I told them I needed to sleep on it. Was I right in my assumption or is that really how expensive it is to finance a new vehicle? I was going to be making a 2500 dollar downpayment and I have very little credit history although what I do have is perfect.